What homeowners need to know regarding the increasing severe weather in Texas
Severe weather in Texas is nothing new to locals, but in recent years, Austin, Dallas Ft Worth, and most of Central Texas has experienced a dramatic increase in severe weather and during very unusual times of the year. These severe weather events in Texas have left behind substantial damage to area homes from hail, wind, and tornadoes. As a Texas homeowner, it’s crucial to understand how these weather events affect not only your property but also your insurance coverage. With offices in Austin and DFW area, Accurate Roofing and Construction is here to help you navigate these challenges.
The Impact of Severe Weather on Texas Homes
Central Texas is no stranger to extreme weather. The rise in severe storms has resulted in more frequent hail and wind damage to homes. In 2023 and 2024 alone, numerous tornados, wind and hailstorms have caused significant roof damage across Austin, Temple and Killeen, and the Dallas/Ft Worth metro areas. With the growing frequency of these weather events, the need for robust roofing solutions has never been greater.
The most recent Severe weather events
The list below are the most recent severe weather events in Austin, Killeen, Temple, Waco and DFW area. This is not a complete list of all storms causing damage to homes, only the most severe and widespread storms.
Austin Tx Storm Dates
April 9, 2024 – 4.25″ hail and 88 mph wind gusts
September 24, 2023 – 3.75″ hail and 65 mph wind gusts
June 3, 2023 – 3″ hail and 85 mph wind gusts
April 16, 2021 – 3.5″ hail and 68 mph wind gusts
DFW Storm Dates
May 27, 2024 – 3″ hail and 86 mph winds. EF0 tornado
September 24, 2023 – 2.5-3″ hail wind driven 45 mph
June 12, 2023 – 4″ hail and 48 mph winds
April 20, 2023 – 3″ hail, 81 mph wind gusts and EF1 tornado
Waco Temple Storm Dates
May 12, 2024 – 2-3″ hail, 65 mph wind gusts
May 16, 2024 – 1.5 – 2″ hail and 56 mph winds
May 22, 2024 – 2-2.5″ hail and 95 mph winds, EF1 tornado
May 23, 2024 – 1.75″ – 3″ hail, 105 mph winds and 4 tornados
Most Common Types of Storm Damage in Texas
Hail Damage: Hailstones can range in size and can cause serious damage to roofs, siding, and windows. Even small hail can compromise the integrity of your roofing materials over time, especially wind driven hail.
Wind Damage: Strong winds can tear off shingles, displace gutters, and cause other structural issues. It’s essential to inspect your roof regularly after severe storms.
Tornado Damage: Tornadoes can cause catastrophic damage to homes. Understanding how to prepare and what to do after a tornado is vital for homeowners in affected areas.
5 Star Storm Damage Repair Contractor
Rising Insurance Premiums and Deductibles
As severe weather events increase, many insurance companies have responded by raising premiums and adjusting policies at renewal. Homeowners are now facing larger deductibles specifically for “storm damage” claims as well as less coverage as the roof ages. Many homeowners are finding out too late that their policy went from a RCV policy to ACV because of the age of the roof resulting in a higher out of pocket expense.
This shift can be alarming, especially when many claims are being denied or contested.
Reasons for Increased Premiums
Higher Claim Rates: With the increase in severe weather, insurance companies are experiencing more claims, leading them to raise premiums to cover potential payouts.
Larger Deductibles: Many insurers are implementing larger deductibles for storm damage, making it more difficult for homeowners to recover costs after an event.
Claim Denials: Insurers may deny claims citing policy loopholes, inadequate documentation, and most commonly for the roof not being properly maintained. This trend has left many homeowners frustrated and searching for solutions.
Protecting Your Home with Accurate Roofing and Construction
At Accurate Roofing and Construction, we specialize in helping Texas homeowners prepare for and recover from severe weather events. Here’s how we can assist you:
Comprehensive Inspections: Our team provides thorough inspections to identify any storm damage to your roof and home.
Quality Repairs: We offer high-quality roofing solutions that can withstand Texas storms, ensuring your home is protected for the long haul.
Insurance Guidance: We can help you understand your insurance policy and guide you through the claims process, providing you with the support you need during challenging times.
We were her before the storm and we will be here long after
As Central Texas faces increasingly severe weather, homeowners in Austin and Dallas must be proactive in protecting their properties. With rising insurance premiums and the potential for claim denials, understanding your coverage and seeking expert assistance is essential.
Contact Accurate Roofing and Construction today for a free consultation and let us help you safeguard your home against the elements. Together, we can navigate these challenges and ensure your home remains a safe haven.
Contact Us Today Regarding Your Storm Damage